What is a Cheque Reader (CR) Scanner and How to Choose Between Canon CR80, CR120, and CR190 Models

Introduction to Cheque Reader Scanners

A cheque reader (CR) scanner is a device that helps banks and businesses handle cheques more efficiently. These scanners quickly capture cheque information, including special characters printed with magnetic ink (MICR) and, sometimes, regular text with optical character recognition (OCR). By automating cheque processing, CR scanners reduce human error, save time, and ensure accuracy. Their fast scanning and data capture abilities make them essential tools for banks, retailers, and other financial services, helping reduce manual work.

Why Use a Cheque Reader Scanner?

Cheque scanners provide multiple benefits:

• Speed: CR scanners are capable of processing multiple cheques per minute, which boosts efficiency and reduces the workload on staff.

• Accuracy: By using MICR, they can accurately read the encoded cheque information, reducing human error in data entry.

• Security: Many models feature UV scanning options for detecting counterfeit cheques, enhancing security.

• Data Management: These devices seamlessly integrate with financial software to store, organize, and retrieve transaction data quickly.

• Space Saving: Compact designs allow easy integration into various work environments without occupying too much space.

Canon CR80 Cheque Reader Scanner

• Target Use: Suitable for small to medium-sized businesses.

• Speed: Capable of scanning 80 cheques per minute.

• Specifications:

  • Resolution: Standard options include 100 to 200 dpi for cheque images.

  • MICR/OCR: Supports MICR line reading for E13B and CMC-7 character sets and OCR capabilities for enhanced data capture.

  • Interface: USB 2.0 for connectivity with computers.

  • Dimensions: Compact and lightweight, designed for space efficiency.

• Software Compatibility: Works with Canon CaptureOnTouch software, simplifying scanning and data integration processes.

• Price in INR: Approx. ₹60,000 - ₹70,000.

• Best For: Low-volume cheque processing requires speed and compact size.

How to Choose the Right Model

1. Volume of Processing:

   • CR80: Best for small businesses with low to moderate cheque volume.

   • CR120: Suitable for medium-volume needs and security concerns with its optional UV model.

   • CR190: Ideal for high-volume environments where speed, sorting, and accuracy are critical.

2. Security Needs:

   • If fraud detection is necessary, the CR120UV and CR190 are more suitable due to the UV scanning feature.

3. Budget:

   • CR80 is the most budget-friendly, while the CR190 is the premium option with the highest upfront cost.

4. Software and Integration:

   • All models are compatible with Canon CaptureOnTouch software, which supports various operating systems and simplifies cheque data management. For enhanced image quality and OCR accuracy, additional software tools like IQA and Shading Compensation are available for the CR120 and CR190.

Conclusion

Cheque reader scanners like the Canon CR80, CR120, and CR190 are valuable tools for businesses handling cheque transactions. By automating cheque reading, endorsing, and data integration, these scanners streamline operations, enhance security, and improve accuracy. Whether a small business or a high-volume bank, choosing the right scanner depends on processing needs, security requirements, and budget considerations. With Canon’s range, businesses can select models that best align with their volume and functionality demands.

Comparing Canon CR80, CR120, and CR190 Models

Canon offers three popular models for cheque scanning: the CR80, CR120, and CR190. Each model is tailored to specific business volumes and operational needs.

Canon CR120 Cheque Reader Scanner

• Target Use: Mid-sized businesses and organizations with moderate cheque processing volumes.

• Speed: Scans up to 120 cheques per minute.

• Specifications:

  • Resolution: Ranges from 100 to 300 dpi.

  • UV Option: Available as CR120UV model, which includes ultraviolet scanning for fraud detection.

  • MICR/OCR: Similar support as CR80 with enhanced OCR reading capabilities.

  • Additional Features: Options for magnetic swipe reader, color dropout, deskewing, fine text filtering, and edge emphasis.

  • Interface: USB 2.0 high-speed for faster data transfer.

  • Dimensions: Slightly larger than CR80 but still designed to fit on office desks.

• Software Compatibility: Integrates with Canon software and additional software packages like IQA (Image Quality Assurance) and Shading Compensation.

• Price in INR: Approximately ₹1,00,000 to ₹1,20,000.

• Best For: Businesses that require a mix of high-speed processing and fraud detection, with advanced features for data clarity and image quality​.

Canon CR190 Cheque Reader Scanner

• Target Use: High-volume businesses such as large banks and corporate offices.

• Speed: The highest among the three models, handling up to 190 cheques per minute.

• Specifications:

  • Resolution: Similar dpi range, optimized for high-resolution image clarity.

  • Feed Capacity: 250-sheet automatic document feeder for batch processing.

  • MICR/OCR: High-precision MICR reader with built-in OCR for optimal data capture.

  • Additional Features: Built-in imprinter to endorse cheques, high-capacity feeders, and multiple sorting pockets for organization.

  • Dimensions: Larger footprint due to added features and sorting capabilities.

• Software Compatibility: Works with Canon CaptureOnTouch and other MICR reading software, supports batch processing and file transfer with robust data security.

• Price in INR: Around ₹1,40,000 to ₹1,60,000.

• Best For: High-traffic environments that require quick, reliable, and continuous cheque processing with advanced security and endorsement features.